Budgeting
Credit or Debit Cards – Which One is Best for You?
June 16, 2010 by Jason Holmes | Category: Budgeting
Do you often get confused as whether to use a credit card or a debit card for making a purchase? It is quite difficult to reply it by a ‘yes’ or ‘no’ as it often depends upon the type of transaction that you’re making with a card.
Small Business Budgeting: Flexibility is Crucial
May 05, 2010 by Aaron Smith | Category: Budgeting
In a small business, flexibility is essential all the way around, including inside the budget. Setting up a budget is an absolute must, but there are always going to be parts of that budget that are subject to change.
The Benefits of Price Comparison Shopping
May 08, 2010 by Aaron Smith | Category: Budgeting
No doubt about it, many people spend a ton of their money on shopping. Shopping for some is enjoyable, and for others it is a chore. No matter how you feel about shopping, it is something that must be done.
The Benefits of Setting Realistic Goals in Personal Finance
April 28, 2010 by Aaron Smith | Category: Budgeting
The world of Personal Finance is a challenging one for everyone, but those who put in hard work and have a solid plan always end up in better shape than those who don’t. In life, setting goals is a great idea, because it can help increase your willpower and your chance of success. Personal Finance is no different than life in general. Goals are a huge plus, so long as they are realistic goals.
Three Places Inside Your Budget to Cut Costs
April 19, 2010 by Aaron Smith | Category: Budgeting
Planning a budget is never an easy task, and when the economy is in a slump as it has been for quite some time, it makes it even more difficult. The worst part is, planning a budget is difficult enough, but sticking to that budget is even tougher. There are always going to be unexpected costs that throw off your goals. The best solution is to give yourself more of a buffer inside that budget.
An Energy Audit Can Shine a Light on Potential Savings
April 06, 2010 by Michele Lerner | Category: Budgeting
Homeowners and property investors across the country have been stunned recently by the fall-out from winter storms: high utility bills. While it may be easy for some to shrug off those bills and happily look forward to spring and lower electricity use, most property owners can benefit from spending a few hours on a do-it-yourself energy audit.
Prioritizing Purchases inside Your Budget
April 03, 2010 by Aaron Smith | Category: Budgeting
Whether you are dealing with a small business budget or a personal budget, setting priorities is essential to your long-term success. It is easy to set lofty goals and talk the talk when it comes to finances, but reaching those goals depends on your priorities being in the right place. Let’s take a look at some ways to prioritize your budget to move toward a better future!
Practicing Hands-On Money Management
March 22, 2010 by Aaron Smith | Category: Budgeting
Money management is a topic that every single individual should be interested in mastering over time. In order to master the proper art of money management it is an absolute given that you will need to be proactive, or use what money experts call a hands-on approach.
Building Wealth through an IRA
March 12, 2010 by Aaron Smith | Category: Budgeting
An IRA is a retirement plan that has huge tax advantages and allows an individual to build up their savings for the future. How can an IRA be defined? Essentially the best way to describe an IRA is that it is a mixture between a savings account and an investment account, but with far more perks than either of them.
The Importance of Setting Goals in Personal Finance
March 15, 2010 by Aaron Smith | Category: Budgeting
Personal finance is no different than life as a whole in that it is vital to set goals in order to reach your fullest potential. All of us want the most from our personal finances, so now is the time to set those goals and get on the right track!
